Boat, PWC, RV, & ATV Insurance

Boat & Marine

Boat / Marine InsuranceBoat and marine insurance is available for small boats, yachts, high performance powerboats, live-aboard houseboats, catamarans, or pontoons. Meschter Insurance writes insurance across the Delaware Valley including Delaware and New Jersey, so no matter what body of water you plan on launching your vessel in, rest assured that we have you covered.

Boat policies can cover damage to your boat, motor, trailer, and personal effects in the boat that may not be on your home insurance or renters insurance policies. Available coverage includes liability, medical payments, injury to a water skier and damage to the boat itself, sometimes called hull coverage. Availability varies by state and by insurance company.

Even though boat insurance premiums are low, shopping your rate can sometimes save a substantial amount and adding boat trailer insurance on your policy could save you money too. Let one of our agents at our Collegeville, PA office do all the heavy lifting for you, so you can get back to the water you enjoy so much and know we’ve got you covered.

Marine insurance will cover intended use including personal recreation, commercial, or charter vessels.

PWC – Personal Watercraft (Jetski)

Personal Watercraft InsurancePersonal watercraft, such as jet skis and waverunners, are often our customer’s first step into the boating world. Personal watercraft are extremely invigorating and fun for water lovers of all ages; however, like motorcycles and ATV’s they should only be operated by responsible individuals.

If you have several personal watercrafts, you may qualify for a multi-boat discount on your insurance. Additional coverage can also be purchased for trailers and other accessories.

Whether you are a first time boater or experienced captain, it is important that you have proper coverage for these vessels. At Meschter Insurance, we have policies that are geared specifically for your personal watercraft.

No matter where you plan on launching your craft, rest assured that we have you covered. Contact one of our agents in our Collegeville, PA office to get a free comprehensive quote with the best possible rate.

RV, Camper, Motorhome

Motor Home / RV InsuranceEvery year when we see the proud owners of motorhomes and recreational vehicles take to the highways we know there is adventure in the air. As much as you expend efforts to purchase your dream motorhome, it is important to select appropriate RV, camper and motorhome insurance policy. Legally speaking, you are required to have a certain minimum amount of coverage when you have your motorhome registered. However, there are many insurance policies to ensure that your motorhome obtains maximum coverage and protection.

It is important to choose a policy that incorporates the recreational value of your motorhome and does not treat it as another automobile.

Meschter Insurance Group is located in Collegeville, PA which is a great jumping off point for all travelers and adventurers, but where ever you call home we have you covered. In addition to insuring all of Pennsylvania we can extend our services to both New Jersey and Delaware. We would be happy to serve you with all of your camper, RV or Motorhome Insurance needs and will include travel trailer, fifth wheel, or Class A motorhome insurance so you are covered before you are on your way again.


ATV InsuranceATV insurance is very similar to motorcycle insurance. All-Terrain Vehicles (ATV), are becoming increasingly popular yet many off-road enthusiasts are simply not getting the insurance coverage they need. This is because ATV’s now come in a variety of models and insurance companies have a different set of rules for providing coverage for each one depending on the vehicle type.

All-terrain vehicles including, RTV, 4-wheelers and others use a similar type of insurance called, off-road or 4×4 insurance. These policies have the same basic coverages included in the motorcycle insurance policy, tweaked for the needs of off-road enthusiasts.

Let one of our agents in our Collegeville, PA office get the specialized coverage you need for your ATV. Meschter Insurance can help you protect your investment and let you get focus on having fun.


Snowmobile InsuranceSince people use their snowmobiles in so many different ways, it can be very challenging to find good, low cost insurance. From a classic Ski-Doo to the latest Yamaha Apex model, from touring sleds to backcountry machines, every snowmobile and every rider has a different insurance need.

At Meschter Insurance, we have affordable snowmobile insurance policies that help protect your passengers and your snowmobile. Let one of our agents in our Collegeville, PA office find you the best possible rates for your area, which extends throughout Pennsylvania to New Jersey and Delaware. Wherever you call home, we have you covered.

Meschter Insurance offers free, comparative quotes on all of these insurance options from multiple insurance carriers so you can get the best possible rate.

Want to see how much we can save you? Just request a quote to find out.