General Liability Insurance

General Liability InsuranceNormally, it is difficult for businesses or general contractors to work without general insurance. General liability insurance is intended to guard operators and owners of companies from claims that may come from a broad spectrum of sources. These exposures could be just about anything, including liability engendered by accidents from the operations of the insured party, contractual liability, products manufactured by the insured party, etc.

The liability you select, whether it is one, two, or three million dollars, determines the cost of general liability insurance. Also factored into the rates are the kind of work undertaken, gross receipts and total payroll expenses. Similar to auto insurance, when it comes to general liability insurance, you will first have to make a down payment and then follow it up with installments. Before buying general liability insurance, it is best to compare the quotes available in the market. One of our agents at our Collegeville, PA office will assist you by finding the best policy from among the list of insurance companies which will be specific to your business size and type.

It is the business owner’s or general contractor’s job to make sure that the people working under him/her are covered by an insurance policy. If for example, a person who is not a part of the project gets injured, the injured person’s lawyer can target just about anyone involved in the project. The more individuals that are involved, the greater the chances of a successful lawsuit.

If you are a business owner or operator looking for general liability insurance coverage then you have come to the right place. Meschter Insurance agency has a track record of helping businesses like yours get comprehensive insurance plans that are tailored to fit your company mission and financial needs.

Meschter Insurance offers free, comparative quotes from multiple insurance carriers so you can get the best possible rate.

Want to see how much we can save you? Just request a quote to find out.